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GLENDALE, Ariz. -- The Arizona Coyotes and center Tobias Rieder have ended a lengthy negotiation, agreeing to a two-year contract with an average annual salary of $2.225 million.Rieder will receive $2 million the first season and $2.45 million the second in the deal announced Tuesday.The 23-year-old Rieder played all 82 games last season, finishing with 14 goals and 23 assists. He has 27 goals and 31 assists in 154 career NHL games.The German center also played for Team Europe in this summers World Cup of Hockey.We are very pleased to sign Tobi to a multiyear contract, Coyotes general manager John Chayka said in a statement. Tobi is a reliable, two-way forward who competes extremely hard. He had a great World Cup and we are excited to have him back.Rieder considered playing in Russias Kontinental Hockey League when negotiations with the Coyotes dragged on.Information from The Associated Press was used in this report. Fake China Jerseys . Houston won 3-0 to advance to face New York in the Eastern Conference semifinals. Last in the game, Di Vaio and Romero got into a shoving match with several Houston players. Romero appeared to elbow and kick Houston defender Kofi Sarkodie. China Jerseys Wholesale . The All-Pro lineman got the leg bent under him while trying to make a tackle during the first half of a 22-20 overtime loss at Miami on Thursday night. The medical staff initially thought hed torn the ligament, and the test a day later in Cincinnati confirmed it. https://www.chinajerseyscheap.us/ . They reached the 100-point plateau for the fourth time in five games, bested the visiting Trail Blazers by 34 in the paint and scored 19 of the final 25 points in regulation. Cheap Jerseys From China . LOUIS -- The New Orleans Saints looked like a team playing out the string. China Jerseys Cheap . Blackwood, 28, has played the last three seasons in the San Diego Padres system, including the past two summers with Class AA San Antonio of the Texas League. Sources revealed Wednesday that Clemsons Deshaun Watson?has taken out?two insurance policies against a career-ending injury: a $5 million total disability policy and a $5 million loss of value policy.The reality is, players rarely end up receiving a payout, even after theyve sustained an injury. And when they do get paid, its still unclear whether the IRS has dibs on a cut of the money.Heres a primer on how these policies work:What is a total disability policy?It protects a player should he become unable to play football again because of an injury. This covers an injury on or off the field, usually from the time a player signs the policy until the following football season. The only reason something wouldnt be covered is if theres a pre-existing injury; the insurer might specify in the policy that the player would not be covered if the same injury occurs again.A player can attempt to come back from an injury and still collect, but in general, policies wont pay out if hes able to play in more than four games following the injury.A player cant just decide that he cant play. A doctor, sometimes one from the players side and one from the insurers side, must agree that is the case.What is a loss of value policy?It is an attachment to the disability policy. It projects where a player is supposed to go in the draft and then provides for a payment up to a specific amount, should the player fall in the draft order because of an injury.A player can get paid a small amount if he doesnt slip far, or the whole amount, as Ifo Ekpre-Olomu received when he was projected to be a first-round pick and an injury caused him to slip to the seventh round. Someone who didnt collect in this years draft was Myles Jack, who fell to the 36th overall pick, but only would have started to collect money at Pick 45.The loss of value must be associated with an injury. Theres no coverage for falling in the draft due to other issues. ?What do these pollicies cost?A rule of thumb is about $10,000 for every $1 million in coverage.dddddddddddd Previously, the NCAA helped secure a loan for the premium, which would be paid by the players family, but a couple of years ago, that changed when it was discovered that schools were allowed to take out the policies themselves.Sources said that Clemson took out a policy for Watson through International Specialty Insurance, which has established itself as the leader in the space, especially when it comes to offering loss of value.How often do players collect?Not too often on total disability. It has happened only a handful of times in the past 15 years. Loss of value collection has occurred more often. Players who have collected over the years include Ekpre-Olomu and Jaylon Smith, who will collect a lump sum of $900,000 after slipping in this years draft.In March 2015, USC wide receiver Marqise Lee sued his insurer, Lloyds of London, when he slipped in the 2014 draft, claiming he was owed $4.5 million. But Lloyds argued that at the time he signed his policy, Lee had an injury that he didnt disclose. The two sides agreed to settle the case for an undisclosed amount this May.And in case youre wondering, when there is a payout, all of the money goes to the player. None of it goes to the school.When a player collects, is it tax free?When a player pays for a premium up front or takes out a loan to pay it, it is tax free. When the school pays for the premium, its not yet clear. The IRS hasnt formally ruled on whether taxes have to be taken out of the lump sum collected because the player didnt pay for the premium to begin with.Why do schools pay?This is now a good way for a school to keep a player who might be scared to return. In other words, the school is saying, if you hurt yourself, weve got your back. ' ' '